McAfee Total Protection v2009 [PRE-CRACKED]
McAfee® Total Protection™ is hassle-free, all-you-need security ideal for people who are constantly online for communication, shopping, banking, trading or viewing entertainment. It features the award-winning McAfee SiteAdvisor® Plus web security tool that warns about and blocks risky web sites. McAfee Total Protection protects your family and entire network of PCs from viruses, spyware, hackers, identity thieves, and online scammers. It also offers parental controls.
McAfee® Total Protection™ is now available with revolutionary Active Protection technology, providing immediate protection against malicious threats to your PC. A new threat can be analyzed and blocked in milliseconds, rather than waiting hours for traditional techniques. Active Protection is the best technology to keep you safe from emerging online threats.
With unmatched performance, McAfee® Total Protection™ runs silently in the background without slowing down your PC, boasting faster start-up, shut-down and scan times.
McAfee’s security products use award-winning technology, are easy to install, and come with unlimited email and chat assistance. With continuous and automatic updates, McAfee ensures that you’re running the most current security to combat the ever-evolving threats on the Internet for the duration of your subscription.
An Internet connection is required to install this software and to receive automatic updates and upgrades to keep your security up to date. You may install this product on up to 3 computers in your home.
Contents :
Anti-virus
Anti-spyware
Anti-spam
Anti-phishing
Two-way Firewall
Advanced Web Site Safety Ratings
Identity Protection
Parental Controls
Data Backup
System Requirements :
Microsoft® Windows 2000 with Service Pack 4 (SP4) or higher,
Windows XP with Service Pack 1 (SP1) or higher,
Windows Vista* and Windows Vista Service Pack 1 (SP1) or higher
800 X 600 or higher resolution
128 MB RAM
75 MB of available free drive space
Internet connection
Microsoft® Internet Explorer 6.0 or later
Optional: Mozilla Firefox 1.5 or later
Supported Email Programs
POP3 – Outlook Express, Outlook, Eudora, Netscape, IncrediMail and Thunderbird; Japanese only: Shuriken, Becky and PostPet
MAPI – Outlook
Web – MSN/Hotmail, or email account with POP3 access
Supported Instant Messaging Programs:
AOL Instant Messenger 2.1 or later
Yahoo Messenger 4.1 or later
Microsoft Windows Messenger 3.6 or later
MSN Messenger 6.0 or later
Required For Anti-Spam Toolbar Plug-In:
Outlook Express 6.0 or later
Outlook 2000 or later Eudora 6.0 or later
Thunderbird 1.0 or later
Anti-Spam also supports any other POP3 email client (without SSL) and Web accounts (MSN/Hotmail paid accounts and accounts with POP3 access)
Code:
http://hotfile.com/dl/2821615/d8739da/MTP_v2009_premium-psp786.com.rar.html
OR
Code:
http://rapidshare.com/files/233634693/MTP_v2009_premium-psp786.com.rar
OR
Code:
http://www.megaupload.com/?d=2OB6T3QR
Code:
premium-psp786.com
Saturday, May 16, 2009
Convert all video files to 3gp,mp4,psp,iPod,iPhone,flv
Convert all video files to 3gp,mp4,psp,iPod,iPhone,flv,dvd,vcd,...
Total_Video_converter_3.12_full_Reg
Quote:
Total Video Converter is a complete solution for video conversion which supports reading, playing all kinds of video and audio formats and converting them to the popular video formats. Total Video Converter includes a powerful media conversion engine internally so that you can convert media files with very fast speed.
Main Features:
# Convert all kinds of videos to mobile videos or audios (mp4, 3gp, xvid, divx mpeg4 avi, amr audio) which are used by cell-phone, PDA, PSP, iPod;
# Photos slide show combines multi-photos and musics with more than 300 photos fantasy transition effect;
# High compatibility and high efficiency for Importing RMVB or RM video/audio;
# Convert various videos to MPEG videos compatible with standard DVD/SVCD/VCD;
# Burn the converted videos to DVD/SVCD/VCD;
# Rip DVD to popular videos of all sorts;
# Extract audio from various of videos and convert which to all kinds of audios (mp3, ac3, ogg, wav, aac);
# RIP CD to audios of all sorts directly;
Support All popular video and audio formats:
avi,dat,3gp,qt,mov,mpg,mpeg,m1v,wmv,asf,ogm,mkv,ds m,vob,mp4,ra,rm,ram,amr, 3gp,3gp2,3g2,3gpp,psp,flv,fli,flc,rmvb,rpm,gif,ifo ,mp3,ac3,wav,aac,aiff,au,cda,m
Total Video Converter supports generating the following file formats:
Output Video Formats:
. MPEG4(.mp4) . 3gp(.3gp, 3g2)
. Game Psp(.psp) . MPEG1(.mpg, mpeg)
. NTSC, PAL DVD mpeg . NTSC, PAL SVCD mpeg
. NTSC, PAL VCD mpeg . Ms Mpeg4 AVI(.avi)
. Divx AVI(.avi) . Xvid AVI(.avi)
. H264 AVI(.avi) . Mjpeg AVI(.avi)
. HuffYUV AVI(.avi) . Swf Video(.swf)
. Flv Video (.flv) . Gif Animation(.gif)
. Mpeg4 Mov(.mov) . Apple Quicktime(.mov)
. FLIC format(.fli, .flc) . Gif Animation(.gif)
Outpu Audio Formats:
. mp3, mp2 . wav
. aac . ogg
. amr . awb
. m4a
Requirements: Directx 9
Code:
http://hotfile.com/dl/2821808/7fc3f50/Total_Video_converter_3.12_full_Reg.rar.html
Total_Video_converter_3.12_full_Reg
Quote:
Total Video Converter is a complete solution for video conversion which supports reading, playing all kinds of video and audio formats and converting them to the popular video formats. Total Video Converter includes a powerful media conversion engine internally so that you can convert media files with very fast speed.
Main Features:
# Convert all kinds of videos to mobile videos or audios (mp4, 3gp, xvid, divx mpeg4 avi, amr audio) which are used by cell-phone, PDA, PSP, iPod;
# Photos slide show combines multi-photos and musics with more than 300 photos fantasy transition effect;
# High compatibility and high efficiency for Importing RMVB or RM video/audio;
# Convert various videos to MPEG videos compatible with standard DVD/SVCD/VCD;
# Burn the converted videos to DVD/SVCD/VCD;
# Rip DVD to popular videos of all sorts;
# Extract audio from various of videos and convert which to all kinds of audios (mp3, ac3, ogg, wav, aac);
# RIP CD to audios of all sorts directly;
Support All popular video and audio formats:
avi,dat,3gp,qt,mov,mpg,mpeg,m1v,wmv,asf,ogm,mkv,ds m,vob,mp4,ra,rm,ram,amr, 3gp,3gp2,3g2,3gpp,psp,flv,fli,flc,rmvb,rpm,gif,ifo ,mp3,ac3,wav,aac,aiff,au,cda,m
Total Video Converter supports generating the following file formats:
Output Video Formats:
. MPEG4(.mp4) . 3gp(.3gp, 3g2)
. Game Psp(.psp) . MPEG1(.mpg, mpeg)
. NTSC, PAL DVD mpeg . NTSC, PAL SVCD mpeg
. NTSC, PAL VCD mpeg . Ms Mpeg4 AVI(.avi)
. Divx AVI(.avi) . Xvid AVI(.avi)
. H264 AVI(.avi) . Mjpeg AVI(.avi)
. HuffYUV AVI(.avi) . Swf Video(.swf)
. Flv Video (.flv) . Gif Animation(.gif)
. Mpeg4 Mov(.mov) . Apple Quicktime(.mov)
. FLIC format(.fli, .flc) . Gif Animation(.gif)
Outpu Audio Formats:
. mp3, mp2 . wav
. aac . ogg
. amr . awb
. m4a
Requirements: Directx 9
Code:
http://hotfile.com/dl/2821808/7fc3f50/Total_Video_converter_3.12_full_Reg.rar.html
Disposable Temporary email script v1.4
Code:
Disposable Temporary E-mail - PHP Script
The Temporary E-mail script provides the user with disposable e-mail addresses which expire after a certain time. The user can read and reply to e-mails that are sent to the temporary e-mail address within the given time frame.
What you can do with the script
* Users can generate e-mail addresses
* Users can see their incoming e-mails
* Users can reply to e-mails
* Completely template driven
* Installation routine
How the script works
With a click on a button the user generates a new e-mail address. That address will be stored in the database along with its creation time. The e-mail address is assigned to the user by a session cookie.
The user then uses the e-mail for any purpose where an e-mail address is required. Most commonly that will be some kind of registration.
In the background the script checks continuously for arriving e-mails. Once an e-mail that has been sent to a generated e-mail address arrives, the script displays it.
Requirements
The script requires Apache webserver, PHP/4 or PHP/5, a MySQL database on Windows, Unix or Linux operating system to function properly. You also need a software (WinZIP for example) to unpack the script files after downloading from our server. You should have a solid understanding of HTML and some experience with script installation.
Code:
http://rapidshare.com/files/233623421/temporary_email_1.4.0.rar
Disposable Temporary E-mail - PHP Script
The Temporary E-mail script provides the user with disposable e-mail addresses which expire after a certain time. The user can read and reply to e-mails that are sent to the temporary e-mail address within the given time frame.
What you can do with the script
* Users can generate e-mail addresses
* Users can see their incoming e-mails
* Users can reply to e-mails
* Completely template driven
* Installation routine
How the script works
With a click on a button the user generates a new e-mail address. That address will be stored in the database along with its creation time. The e-mail address is assigned to the user by a session cookie.
The user then uses the e-mail for any purpose where an e-mail address is required. Most commonly that will be some kind of registration.
In the background the script checks continuously for arriving e-mails. Once an e-mail that has been sent to a generated e-mail address arrives, the script displays it.
Requirements
The script requires Apache webserver, PHP/4 or PHP/5, a MySQL database on Windows, Unix or Linux operating system to function properly. You also need a software (WinZIP for example) to unpack the script files after downloading from our server. You should have a solid understanding of HTML and some experience with script installation.
Code:
http://rapidshare.com/files/233623421/temporary_email_1.4.0.rar
Join Date: Jul 2008 Location: (not set) Posts: 2,897 Thanked: 537 times User is Online Portable Trial Reset 3.4 Final
Portable Trial Reset 3.4 Final
Portable Trial Reset 3.4 Final
Trial-Reset is an registry cleaning tool. The main function of Trial-Reset is remove the keys generated by commercial and freeware protector.Trial-Reset doesnt crack the program but only extends the Trial period.
Code:
http://rapidshare.com/files/233266902/Trial-Reset_3.4_Final_cw.rar
pass:
Code:
cyberneedz.info
Portable Trial Reset 3.4 Final
Trial-Reset is an registry cleaning tool. The main function of Trial-Reset is remove the keys generated by commercial and freeware protector.Trial-Reset doesnt crack the program but only extends the Trial period.
Code:
http://rapidshare.com/files/233266902/Trial-Reset_3.4_Final_cw.rar
pass:
Code:
cyberneedz.info
Working Steam Account Checker
Screenshot:
Download link:
Code:
http://rapidshare.com/files/233642262/Steam_Checker_2.4.rar
Status:
Code:
Antivirus Version Last Update Result
a-squared 4.0.0.101 2009.05.10 -
AhnLab-V3 5.0.0.2 2009.05.09 -
AntiVir 7.9.0.166 2009.05.10 -
Antiy-AVL 2.0.3.1 2009.05.08 -
Authentium 5.1.2.4 2009.05.09 -
Avast 4.8.1335.0 2009.05.09 -
AVG 8.5.0.327 2009.05.10 -
BitDefender 7.2 2009.05.10 -
CAT-QuickHeal 10.00 2009.05.09 -
ClamAV 0.94.1 2009.05.10 -
Comodo 1157 2009.05.08 -
DrWeb 5.0.0.12182 2009.05.10 -
eSafe 7.0.17.0 2009.05.10 -
eTrust-Vet 31.6.6497 2009.05.08 -
F-Prot 4.4.4.56 2009.05.09 -
F-Secure 8.0.14470.0 2009.05.09 -
GData 19 2009.05.10 -
Ikarus T3.1.1.49.0 2009.05.10 -
K7AntiVirus 7.10.729 2009.05.08 -
Kaspersky 7.0.0.125 2009.05.10 -
McAfee 5611 2009.05.10 -
McAfee+Artemis 5611 2009.05.10 -
McAfee-GW-Edition 6.7.6 2009.05.10 -
Microsoft 1.4602 2009.05.10 -
NOD32 4063 2009.05.08 -
Norman 6.01.05 2009.05.08 -
nProtect 2009.1.8.0 2009.05.10 -
Panda 10.0.0.14 2009.05.10 -
PCTools 4.4.2.0 2009.05.07 -
Prevx 3.0 2009.05.10 -
Rising 21.28.62.00 2009.05.10 -
Sophos 4.41.0 2009.05.10 -
Sunbelt 3.2.1858.2 2009.05.09 -
Symantec 1.4.4.12 2009.05.10 -
TheHacker 6.3.4.1.324 2009.05.09 -
TrendMicro 8.950.0.1092 2009.05.08 -
VBA32 3.12.10.4 2009.05.09 -
ViRobot 2009.5.9.1727 2009.05.09 -
VirusBuster 4.6.5.0 2009.05.10 -
hf, just take usernames and passwords in format username:password and set timer to 83-86 seconds and go go go :>
Download link:
Code:
http://rapidshare.com/files/233642262/Steam_Checker_2.4.rar
Download link:
Code:
http://rapidshare.com/files/233642262/Steam_Checker_2.4.rar
Status:
Code:
Antivirus Version Last Update Result
a-squared 4.0.0.101 2009.05.10 -
AhnLab-V3 5.0.0.2 2009.05.09 -
AntiVir 7.9.0.166 2009.05.10 -
Antiy-AVL 2.0.3.1 2009.05.08 -
Authentium 5.1.2.4 2009.05.09 -
Avast 4.8.1335.0 2009.05.09 -
AVG 8.5.0.327 2009.05.10 -
BitDefender 7.2 2009.05.10 -
CAT-QuickHeal 10.00 2009.05.09 -
ClamAV 0.94.1 2009.05.10 -
Comodo 1157 2009.05.08 -
DrWeb 5.0.0.12182 2009.05.10 -
eSafe 7.0.17.0 2009.05.10 -
eTrust-Vet 31.6.6497 2009.05.08 -
F-Prot 4.4.4.56 2009.05.09 -
F-Secure 8.0.14470.0 2009.05.09 -
GData 19 2009.05.10 -
Ikarus T3.1.1.49.0 2009.05.10 -
K7AntiVirus 7.10.729 2009.05.08 -
Kaspersky 7.0.0.125 2009.05.10 -
McAfee 5611 2009.05.10 -
McAfee+Artemis 5611 2009.05.10 -
McAfee-GW-Edition 6.7.6 2009.05.10 -
Microsoft 1.4602 2009.05.10 -
NOD32 4063 2009.05.08 -
Norman 6.01.05 2009.05.08 -
nProtect 2009.1.8.0 2009.05.10 -
Panda 10.0.0.14 2009.05.10 -
PCTools 4.4.2.0 2009.05.07 -
Prevx 3.0 2009.05.10 -
Rising 21.28.62.00 2009.05.10 -
Sophos 4.41.0 2009.05.10 -
Sunbelt 3.2.1858.2 2009.05.09 -
Symantec 1.4.4.12 2009.05.10 -
TheHacker 6.3.4.1.324 2009.05.09 -
TrendMicro 8.950.0.1092 2009.05.08 -
VBA32 3.12.10.4 2009.05.09 -
ViRobot 2009.5.9.1727 2009.05.09 -
VirusBuster 4.6.5.0 2009.05.10 -
hf, just take usernames and passwords in format username:password and set timer to 83-86 seconds and go go go :>
Download link:
Code:
http://rapidshare.com/files/233642262/Steam_Checker_2.4.rar
Microsoft Office 2010 - TECHNICAL PREVIEW x86 and x64
This image has been resized. Click this bar to view the full image. The original image is sized 703x252.
Microsoft Office 2010 - TECHNICAL PREVIEW
Code:
http://en.wikipedia.org/wiki/Microsoft_Office_14
This image has been resized. Click this bar to view the full image. The original image is sized 674x567.
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X86.ENGL ISH.-WZT
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X64.ENGL ISH.-WZT
• Microsoft Office Professional Plus 2010 English
• Microsoft Office Project Professional 2010 English
• Microsoft Office SharePoint Designer 2010 English
• Microsoft Office Visio Professional 2010 English
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X86.ENGL ISH.-WZT
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X64.ENGL ISH.-WZT
• Microsoft Office Professional Plus 2010 English
• Microsoft Office Project Professional 2010 English
• Microsoft Office SharePoint Designer 2010 English
• Microsoft Office Visio Professional 2010 English
Click this bar to view the full image.
[
Code:
http://img1.immage.de/1605b2dd712.jpg
http://img4.immage.de/160554a2eff13.jpg
http://img4.immage.de/16053214.jpg
http://img4.immage.de/1605667cdb99.jpg
http://img2.immage.de/1605dcc2.jpg
http://img2.immage.de/1605f7038643.jpg
http://img3.immage.de/1605aea506c4.jpg
http://img4.immage.de/1605b5.jpg
http://img4.immage.de/1605426.jpg
http://img1.immage.de/16053f7.jpg
http://img4.immage.de/16058fb4c8.jpg
http://img2.immage.de/16058442ae90.jpg
http://img2.immage.de/160560c291.jpg
http://img3.immage.de/160592.jpg
http://img2.immage.de/160547693.jpg
Code:
X86
http://rapidshare.com/files/233623913/Office_Professional_Plus_2010_X86_English.part1.rar
http://rapidshare.com/files/233624457/Office_Professional_Plus_2010_X86_English.part2.rar
http://rapidshare.com/files/233644742/Office_Professional_Plus_2010_X86_English.part3.rar
http://rapidshare.com/files/233612421/Office_Professional_Plus_2010_X86_English.part4.rar
X64
http://rapidshare.com/files/233641181/Office_ProfessionalPlus_2010_English.part1.rar
http://rapidshare.com/files/233630980/Office_ProfessionalPlus_2010_English.part2.rar
http://rapidshare.com/files/233642418/Office_ProfessionalPlus_2010_English.part3.rar
http://rapidshare.com/files/233629677/Office_ProfessionalPlus_2010_English.part4.rar
Say thanks if you download.
Microsoft Office 2010 - TECHNICAL PREVIEW
Code:
http://en.wikipedia.org/wiki/Microsoft_Office_14
This image has been resized. Click this bar to view the full image. The original image is sized 674x567.
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X86.ENGL ISH.-WZT
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X64.ENGL ISH.-WZT
• Microsoft Office Professional Plus 2010 English
• Microsoft Office Project Professional 2010 English
• Microsoft Office SharePoint Designer 2010 English
• Microsoft Office Visio Professional 2010 English
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X86.ENGL ISH.-WZT
MICROSOFT.OFFICE.2010.TECHNICAL.PREVIEW.1.X64.ENGL ISH.-WZT
• Microsoft Office Professional Plus 2010 English
• Microsoft Office Project Professional 2010 English
• Microsoft Office SharePoint Designer 2010 English
• Microsoft Office Visio Professional 2010 English
Click this bar to view the full image.
[
Code:
http://img1.immage.de/1605b2dd712.jpg
http://img4.immage.de/160554a2eff13.jpg
http://img4.immage.de/16053214.jpg
http://img4.immage.de/1605667cdb99.jpg
http://img2.immage.de/1605dcc2.jpg
http://img2.immage.de/1605f7038643.jpg
http://img3.immage.de/1605aea506c4.jpg
http://img4.immage.de/1605b5.jpg
http://img4.immage.de/1605426.jpg
http://img1.immage.de/16053f7.jpg
http://img4.immage.de/16058fb4c8.jpg
http://img2.immage.de/16058442ae90.jpg
http://img2.immage.de/160560c291.jpg
http://img3.immage.de/160592.jpg
http://img2.immage.de/160547693.jpg
Code:
X86
http://rapidshare.com/files/233623913/Office_Professional_Plus_2010_X86_English.part1.rar
http://rapidshare.com/files/233624457/Office_Professional_Plus_2010_X86_English.part2.rar
http://rapidshare.com/files/233644742/Office_Professional_Plus_2010_X86_English.part3.rar
http://rapidshare.com/files/233612421/Office_Professional_Plus_2010_X86_English.part4.rar
X64
http://rapidshare.com/files/233641181/Office_ProfessionalPlus_2010_English.part1.rar
http://rapidshare.com/files/233630980/Office_ProfessionalPlus_2010_English.part2.rar
http://rapidshare.com/files/233642418/Office_ProfessionalPlus_2010_English.part3.rar
http://rapidshare.com/files/233629677/Office_ProfessionalPlus_2010_English.part4.rar
Say thanks if you download.
refinance loans
Tax Breaks That Shouldn't Be Overlooked When Refinancing a Mortgage
By Kimberly Lankford
Kiplinger's Personal Finance
Sunday, May 17, 2009
Are there any special tax breaks for people who refinance their mortgage this year?
Yes, there are. In addition to the regular write-offs that all homeowners have -- such as deductible mortgage interest and property taxes -- people who refinance their mortgage often overlook some tax breaks:
Deducting points paid. You can deduct the points paid to get a mortgage in the year you buy a home -- even if the seller paid the points for you. You can also deduct the points paid to refinance a mortgage, but the rules are trickier. Instead of writing off those points all at once, you must spread the deduction over the life of the loan. Say, for example, you took out a $250,000, 30-year mortgage and paid two points, or $5,000 (each point equals 1 percent of the loan amount). Because you're refinancing, you can deduct only one-thirtieth of those points every year -- just $166.67 per year for 30 years.
If you refinance that mortgage again, though, you can generally deduct the remaining points in the year that your loan is paid off with the second refinancing. So, in our example, if you had refinanced three years ago and deducted $500 of the $5,000 you paid in points, you could then deduct the remaining $4,500 balance in the year you refinance again. And each year you could deduct a portion of the points paid for the new loan -- one-thirtieth of the points paid when you refinance a 30-year loan again.
ad_icon
If you refinance with the same lender, however, you cannot deduct the remaining points in one year. Instead, they are added to the points charged on the second refinancing and deducted over the life of the loan.
Private mortgage insurance premiums. If you have less than 20 percent equity in your home, you usually have to pay PMI to get a loan -- especially now that piggyback loans are nearly impossible to get. Depending on when you purchased your home, those PMI premiums on your original loan might not be tax-deductible. But you can now deduct premiums for loans that were taken out in 2007 and later. This applies not only to private mortgage insurance but also to premiums paid for mortgage insurance provided by the Department of Veterans Affairs, the Federal Housing Administration and the Rural Housing Service.
If you took out your loan before January 1, 2007, you haven't been able to take the deduction. But you may finally qualify if you refinance your mortgage this year or next.
By Kimberly Lankford
Kiplinger's Personal Finance
Sunday, May 17, 2009
Are there any special tax breaks for people who refinance their mortgage this year?
Yes, there are. In addition to the regular write-offs that all homeowners have -- such as deductible mortgage interest and property taxes -- people who refinance their mortgage often overlook some tax breaks:
Deducting points paid. You can deduct the points paid to get a mortgage in the year you buy a home -- even if the seller paid the points for you. You can also deduct the points paid to refinance a mortgage, but the rules are trickier. Instead of writing off those points all at once, you must spread the deduction over the life of the loan. Say, for example, you took out a $250,000, 30-year mortgage and paid two points, or $5,000 (each point equals 1 percent of the loan amount). Because you're refinancing, you can deduct only one-thirtieth of those points every year -- just $166.67 per year for 30 years.
If you refinance that mortgage again, though, you can generally deduct the remaining points in the year that your loan is paid off with the second refinancing. So, in our example, if you had refinanced three years ago and deducted $500 of the $5,000 you paid in points, you could then deduct the remaining $4,500 balance in the year you refinance again. And each year you could deduct a portion of the points paid for the new loan -- one-thirtieth of the points paid when you refinance a 30-year loan again.
ad_icon
If you refinance with the same lender, however, you cannot deduct the remaining points in one year. Instead, they are added to the points charged on the second refinancing and deducted over the life of the loan.
Private mortgage insurance premiums. If you have less than 20 percent equity in your home, you usually have to pay PMI to get a loan -- especially now that piggyback loans are nearly impossible to get. Depending on when you purchased your home, those PMI premiums on your original loan might not be tax-deductible. But you can now deduct premiums for loans that were taken out in 2007 and later. This applies not only to private mortgage insurance but also to premiums paid for mortgage insurance provided by the Department of Veterans Affairs, the Federal Housing Administration and the Rural Housing Service.
If you took out your loan before January 1, 2007, you haven't been able to take the deduction. But you may finally qualify if you refinance your mortgage this year or next.
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